Disposable income has increased substantially in Britain, but changes in the ways people spend their money have left the art-and-antiques trade scrambling to find buyers. “The truth is that although many people have money to spare, most are not spending it on art and antiques in the way that perhaps their parents and almost certainly their grandparents would have done. Business at the top end of the art market is still brisk, yet there are problems further down the price scale…. There are fewer collectors.”